MY FINANCIAL LIFE IS A BIG JOKE -THE DIP REALLY DIPPED
You see that Zikoko naira life story, don’t read that stuff if you’re not strong because it is not for the faint-hearted. It’s funny how I keep telling everyone I am sick and mentally stressed; the truth is I’m poor. Poverty is the reason for my sickness, and your girl is broke broke. My financial life keeps dipping like really bad, and here I am struggling to gather up all the pieces. The internet is now filled with ‘I just got the key to my new home, I manifested this luxury vacation into reality, got my first car, got the dream job in a Fortune 500 company, and the list continues. Can a sister breathe? All I’m trying to do is get my leaking pocket in order. I am happy for you but allow me to see road small.
Funny how I am supposed to be the money expert among my friends. I am always all up in their business, screaming at them for not budgeting and obeying the 50 30 20% rule. But you see, when life hits you, it hits you real hard. I am still trying to get on my feet, and I am wobbling so bad. I’m not asking you to pity me; I am just venting my money struggles as a young adult.
2020 was a good year for me financially. I hit my financial goal at the end of the year regardless of all the unplanned expenses, failed investments, medical bills, and reckless spending.
We still secured the bag; the moment we crossed over into 2021, all hell broke loose. I completely lost it, I finally had to deal with all my emotional baggage from the previous year, and the only way I could get out of that funky feeling was to keep spending. I threw frugality out of the window and went loco on my finances. While my mates were crying over the crypto dip, I was mourning my empty account balance; the dip really dipped. I remember judging Zuri from Smart money woman and saying this can never be me, but I am going through the same shit storm now. How did I get here? I am too young to be having grown people problems, but the internet doesn’t fail to remind you your mates are achieving grown people feat, whew!
I am about to start my financial journey again for the one-millionth time because I am working in progression and not perfection. Lately, I’ve been carrying home-cooked meals wrapped in restaurant packaging for lunch, and I am super proud of myself. I am currently taking financial lessons from the book ‘The richest man in Babylon’, which has premium content. I am back to budgeting and documenting my daily cost; anytime I try to be frivolous, my bank account gives me an automatic brain reset. I am bringing you on this financial journey to hold me accountable and come for all my edges if need be.
If you’re young and struggling with money, then you really need this as much as I do — #ontheroadtofinancialfreedom and making better financial decisions. I can’t wait to share this journey with you.
